:root{--navy-900:#0a1c36;--navy-800:#122a4c;--white:#ffffff;--off-white:#f4f8fb;--accent:#12b76a;--accent-dark:#0c8f53;--ink:#132038;--muted:#5b6b82;--border:#e1e8f0;--shadow-card:0 20px 40px -20px rgba(10,28,54,0.25);--shadow-lg:0 30px 60px -26px rgba(10,28,54,0.4)}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--off-white);-webkit-font-smoothing:antialiased;line-height:1.6}h1,h2,h3,h4{font-family:Sora,system-ui,sans-serif;margin:0;color:var(--navy-900)}p{margin:0}a{text-decoration:none;color:inherit}button{font-family:inherit;cursor:pointer;border:none;background:none}.container{max-width:1240px;margin:0 auto;width:100%;padding:0 30px}.emblem{display:flex;align-items:center;gap:9px}.emblem img{width:28px;flex-shrink:0}.emblem-word{font-family:Sora,sans-serif;font-weight:800;font-size:19px;letter-spacing:-.01em}.emblem-word .accentpart{color:var(--accent)}.site-header{background:var(--white);border-bottom:1px solid var(--border);position:relative;z-index:100}.site-header-inner{justify-content:space-between;padding:14px 0}.header-left,.site-header-inner{display:flex;align-items:center;gap:16px}.hamburger-btn{width:38px;height:38px;border-radius:8px;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative}.hamburger-btn .bars{width:20px;height:14px;position:relative}.hamburger-btn .bars span{position:absolute;left:0;width:100%;height:2px;background:var(--navy-900);border-radius:2px;transition:transform .25s ease,opacity .2s ease,top .25s ease}.hamburger-btn .bars span:first-child{top:0}.hamburger-btn .bars span:nth-child(2){top:6px}.hamburger-btn .bars span:nth-child(3){top:12px}.menu-open .hamburger-btn .bars span:first-child{top:6px;transform:rotate(45deg)}.menu-open .hamburger-btn .bars span:nth-child(2){opacity:0}.menu-open .hamburger-btn .bars span:nth-child(3){top:6px;transform:rotate(-45deg)}.header-right{display:flex;align-items:center;gap:14px}.apply-btn{background:var(--accent);color:#fff;font-weight:700;font-size:13.5px;padding:10px 18px;border-radius:9px;white-space:nowrap;transition:background .15s ease}.apply-btn:hover{background:var(--accent-dark)}.search-btn{width:36px;height:36px;border-radius:50%;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;flex-shrink:0}.search-btn svg{width:15px;height:15px;color:var(--navy-800)}.phone-pill{display:flex;align-items:center;gap:8px;color:var(--navy-900);font-weight:700;font-size:13.5px;white-space:nowrap;flex-shrink:0}.phone-pill svg{width:14px;height:14px;color:var(--accent)}.mega-panel{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);box-shadow:var(--shadow-lg);max-height:0;overflow:hidden;opacity:0;transition:max-height .32s ease,opacity .25s ease}.menu-open .mega-panel{max-height:720px;opacity:1}.mega-panel-inner{padding:24px 0 32px}.mega-search{display:flex;align-items:center;gap:10px;background:var(--off-white);border:1px solid var(--border);border-radius:10px;padding:11px 16px;margin-bottom:28px}.mega-search svg{width:16px;height:16px;color:var(--muted);flex-shrink:0}.mega-search input{border:none;background:none;outline:none;width:100%;font-size:14px;font-family:inherit;color:var(--ink)}.mega-cols{display:grid;grid-template-columns:repeat(5,1fr);grid-gap:20px;gap:20px}.mega-col h5{font-family:Sora,sans-serif;font-size:13px;color:var(--navy-900);margin-bottom:14px;padding-bottom:10px;border-bottom:2px solid transparent;display:inline-block}.mega-col:first-child h5{border-bottom-color:var(--accent)}.mega-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}.mega-col ul a{font-size:13.5px;color:var(--muted);transition:color .15s ease}.mega-col ul a:hover{color:var(--accent-dark)}.mega-social{display:flex;gap:10px;margin-top:28px;padding-top:20px;border-top:1px solid var(--border)}.mega-social a{width:32px;height:32px;border-radius:50%;border:1px solid var(--border);display:flex;align-items:center;justify-content:center}.mega-social svg{width:14px;height:14px;color:var(--navy-800)}.menu-backdrop{display:none;position:fixed;inset:0;background:rgba(10,28,54,.35);z-index:90}.menu-open .menu-backdrop{display:block}.hero{position:relative;min-height:560px;display:flex;align-items:flex-end;overflow:hidden}.hero img{width:100%;height:100%;object-fit:cover;object-position:center 30%}.hero img,.hero:after{position:absolute;inset:0}.hero:after{content:"";background:linear-gradient(100deg,rgba(244,248,251,.96),rgba(244,248,251,.88) 32%,rgba(244,248,251,.55) 55%,rgba(244,248,251,.18) 72%),linear-gradient(180deg,rgba(244,248,251,.1),rgba(244,248,251,.35) 65%,rgba(244,248,251,.7))}.hero-inner{position:relative;z-index:2;width:100%;padding:70px 0 0}.hero-eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--accent-dark);background:rgba(18,183,106,.12);padding:6px 13px;border-radius:20px;margin-bottom:16px}.hero h1{color:var(--navy-900);font-size:42px;line-height:1.12;font-weight:800;max-width:640px}.hero h1 .accentline{color:var(--accent-dark);display:block}.hero .lede{color:var(--navy-800);font-size:15.5px;margin-top:16px;max-width:460px}.hero-card-wrap{position:relative;z-index:3;margin-top:36px}input[type=range]{width:100%;height:6px;border-radius:6px;background:var(--border);-webkit-appearance:none;-moz-appearance:none;appearance:none;outline:none;margin:4px 0}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:var(--accent);border:3px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.3);cursor:pointer}.range-labels{justify-content:space-between;font-size:12px;color:var(--muted)}.range-labels,.route-preview{display:flex;margin-bottom:14px}.route-preview{align-items:center;gap:10px;background:var(--off-white);border-radius:10px;padding:11px 13px;font-size:12.5px;color:var(--navy-800)}.route-preview b{color:var(--accent-dark)}.cta-btn{display:flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#fff;font-weight:700;font-size:15px;padding:14px 20px;border-radius:11px;width:100%;transition:background .15s ease}.cta-btn:hover{background:var(--accent-dark)}.fine{font-size:11.5px;color:var(--muted);text-align:center;margin-top:9px;font-style:italic}.stars{color:var(--accent);letter-spacing:2px}.hero-ratings{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);flex-wrap:wrap;justify-content:center}.savings-card{background:var(--navy-900);border:1px solid rgba(255,255,255,.1);color:#fff;border-radius:18px;padding:26px 28px;max-width:740px;box-shadow:var(--shadow-lg)}.savings-card .label{font-size:12px;font-weight:700;color:#9fb2cb;text-transform:uppercase;letter-spacing:.03em}.amount-pill{display:inline-block;background:rgba(255,255,255,.08);color:#fff;font-family:Sora,sans-serif;font-weight:800;font-size:14px;padding:6px 14px;border-radius:8px;margin:8px 0 4px}.savings-card input[type=range]{background:rgba(255,255,255,.18)}.savings-card input[type=range]::-webkit-slider-thumb{border-color:var(--navy-900);box-shadow:0 0 0 3px rgba(255,255,255,.25)}.savings-card .range-labels{color:#8fa2bc}.savings-card .route-preview{background:rgba(255,255,255,.07);color:#e4ebf3}.savings-card .route-preview b{color:var(--accent)}.savings-card .fine{color:#8fa2bc}.savings-card .cta-btn{margin-top:2px}.phone-inline{display:flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:14px;color:#fff;margin-top:10px}.phone-inline svg{width:14px;height:14px;color:var(--accent)}.badge-row-hero{position:relative;z-index:2;gap:20px;flex-wrap:wrap;padding:22px 0 30px}.badge-chip,.badge-row-hero{display:flex;align-items:center}.badge-chip{gap:8px;font-size:12.5px;color:var(--navy-800);font-weight:600}.badge-chip svg{width:16px;height:16px;color:var(--accent);flex-shrink:0}.badge-chip .stars{color:var(--accent);letter-spacing:1px}.stats-band{background:var(--navy-900);padding:34px 0}.stats-row{display:flex;justify-content:center;gap:50px;flex-wrap:wrap}.stat-item{gap:12px}.stat-icon,.stat-item{display:flex;align-items:center}.stat-icon{width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.08);justify-content:center;flex-shrink:0}.stat-icon svg{width:19px;height:19px;color:var(--accent)}.stat-item .num{font-family:Sora,sans-serif;font-weight:800;font-size:21px;color:#fff}.stat-item .num span{color:var(--accent)}.stat-item .cap{font-size:11.5px;color:#9fb2cb;margin-top:1px}.wm-outer,.wm-strip{position:relative;overflow:hidden}.wm-strip{height:98px;margin-bottom:-44px}.watermark{position:absolute;top:0;left:50%;transform:translateX(-50%);font-family:Sora,sans-serif;font-weight:800;font-size:88px;color:#eaf0f6;z-index:0;pointer-events:none;white-space:nowrap;letter-spacing:-.01em;line-height:1}section{padding:60px 0}.section-head,section{position:relative;z-index:1}.section-head{max-width:620px;margin:0 auto 40px;text-align:center}.eyebrow-dark{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:9px;display:block}.section-head h2{font-size:28px;line-height:1.28}.section-head h2 .accentpart{color:var(--accent)}.section-head p{color:var(--muted);margin-top:11px;font-size:14.5px}.steps-wrap{position:relative;max-width:980px;margin:0 auto}.steps-connector{position:absolute;top:34px;left:14%;right:14%;height:2px;border-top:2px dashed var(--border);z-index:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px;position:relative;z-index:1}.step-card{text-align:center;padding:0 12px}.step-icon-wrap{position:relative;width:68px;height:68px;margin:0 auto 18px}.step-icon{width:68px;height:68px;border-radius:50%;background:#fff;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-card)}.step-icon svg{width:28px;height:28px;color:var(--accent)}.step-badge{position:absolute;top:-4px;right:-4px;background:var(--navy-900);color:#fff;font-family:Sora,sans-serif;font-weight:800;font-size:10.5px;width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center}.step-card h3{font-size:16.5px;margin-bottom:8px}.step-card p{font-size:13.5px;color:var(--muted)}.center-cta{display:flex;flex-direction:column;align-items:center;gap:14px;margin-top:38px}.compare-grid{display:grid;grid-template-columns:1fr 1.15fr 1fr;grid-gap:20px;gap:20px;align-items:center;max-width:980px;margin:0 auto}.compare-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:26px 22px;text-align:center}.compare-card.featured{background:var(--navy-900);color:#fff;border-color:var(--navy-900);padding:36px 26px;box-shadow:var(--shadow-lg);position:relative;z-index:2}.compare-card h4{font-size:16px;color:inherit;margin-bottom:6px}.compare-card.featured h4{color:#fff}.compare-card .sub{font-size:12px;color:var(--muted);margin-bottom:14px}.compare-card.featured .sub{color:#9fb2cb}.compare-icon{width:44px;height:44px;border-radius:12px;background:var(--off-white);display:flex;align-items:center;justify-content:center;margin:0 auto 14px}.compare-card.featured .compare-icon{background:rgba(255,255,255,.1)}.compare-icon svg{width:20px;height:20px;color:var(--accent)}.compare-card hr{border:none;border-top:1px dashed var(--border);margin:14px 0}.compare-card.featured hr{border-top-color:rgba(255,255,255,.15)}.compare-badge{display:inline-block;background:var(--off-white);color:var(--navy-800);font-size:12px;font-weight:700;padding:4px 12px;border-radius:20px}.compare-card.featured .compare-badge{background:rgba(18,183,106,.18);color:var(--accent)}.compare-label{font-size:11.5px;color:var(--muted);margin:8px 0 2px}.compare-card.featured .compare-label{color:#9fb2cb}.compare-amount{font-family:Sora,sans-serif;font-weight:800;font-size:26px;color:var(--navy-900)}.compare-card.featured .compare-amount{color:#fff}.compare-learn{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--border);border-radius:20px;padding:8px 16px;font-size:12.5px;font-weight:700;color:var(--navy-800);margin-top:16px}.compare-card.featured .compare-learn{background:var(--accent);border-color:var(--accent);color:#fff}.testi-grid{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);grid-gap:18px;gap:18px;position:relative;z-index:1}.testi-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:24px;position:relative}.testi-stars{color:var(--accent);letter-spacing:2px;font-size:13.5px;margin-bottom:12px}.testi-resolved{font-size:11.5px;color:var(--muted)}.testi-resolved b{color:var(--accent-dark);font-family:Sora,sans-serif;font-size:17px}.testi-quote{font-size:13.5px;color:var(--ink);margin:12px 0 16px}.testi-foot{gap:10px}.testi-avatar,.testi-foot{display:flex;align-items:center}.testi-avatar{width:38px;height:38px;border-radius:50%;background:var(--off-white);border:1px solid var(--border);justify-content:center;font-family:Sora,sans-serif;font-weight:700;font-size:12px;color:var(--navy-800);flex-shrink:0}.testi-name{font-weight:700;font-size:13px}.testi-date{font-size:11px;color:var(--muted)}.testi-quotemark{position:absolute;bottom:14px;right:18px;font-family:Sora,sans-serif;font-size:32px;color:var(--border)}.faq-grid{display:grid;grid-template-columns:1fr 1.3fr;grid-gap:50px;gap:50px;align-items:start;position:relative;z-index:1}.faq-left h2{font-size:28px;line-height:1.28}.faq-cta{display:flex;flex-direction:column;gap:12px;margin-top:24px;align-items:flex-start}details{border-bottom:1px solid var(--border);padding:16px 4px}details summary{font-family:Sora,sans-serif;font-weight:700;font-size:14.5px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;color:var(--navy-900);gap:10px}details summary::-webkit-details-marker{display:none}details summary:after{content:"+";font-size:18px;color:var(--accent);font-weight:400;flex-shrink:0}details[open] summary:after{content:"–"}details p{margin-top:10px;color:var(--muted);font-size:13.5px}.final-cta-wrap{padding:60px 0}.final-cta-card{background:var(--navy-900);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;align-items:center;max-width:1180px;margin:0 auto}.final-photo{position:relative;height:100%;min-height:320px}.final-photo img{width:100%;height:100%;object-fit:cover;display:block}.seal{position:absolute;bottom:22px;left:22px;width:86px;height:86px}.final-copy{padding:40px;color:#fff}.final-copy h2{color:#fff;font-size:28px}.final-copy h2 .accentpart{color:var(--accent);display:block}.final-copy p{color:#c6d3e3;font-size:14.5px;margin:14px 0 22px;max-width:380px}.final-btns{display:flex;gap:12px;flex-wrap:wrap}.btn-solid{background:var(--accent);border-radius:11px}.btn-outline,.btn-solid{color:#fff;font-weight:700;padding:13px 22px;font-size:14px}.btn-outline{border:1.5px solid rgba(255,255,255,.35);border-radius:11px;display:flex;align-items:center;gap:7px}.final-ratings{margin-top:18px;font-size:12px;color:#9fb2cb}footer{background:#fff;padding:36px 0 100px;font-size:12.5px;color:var(--muted);border-top:1px solid var(--border)}.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;grid-gap:24px;gap:24px;margin-bottom:22px}.foot-grid h5{font-family:Sora,sans-serif;color:var(--navy-900);font-size:12.5px;margin-bottom:9px}.foot-grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:7px}.legal{padding-top:18px;font-size:11.5px;line-height:1.6}.legal,.sticky-cta{border-top:1px solid var(--border)}.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:#fff;padding:11px 15px;box-shadow:0 -8px 20px -14px rgba(0,0,0,.25);z-index:50;gap:10px}.sticky-cta a{flex:1 1;text-align:center;padding:12px 10px;border-radius:10px;font-weight:700;font-size:13.5px}.sticky-cta .call{background:var(--navy-900);color:#fff;display:flex;align-items:center;justify-content:center;gap:6px}.sticky-cta .qualify{background:var(--accent);color:#fff}@media (max-width:900px){.container{padding:0 20px}.site-header-inner{padding:12px 0}.apply-btn{padding:9px 14px;font-size:12.5px}.mega-cols{grid-template-columns:1fr 1fr;gap:20px}.mega-panel{position:fixed;top:0;left:0;right:0;bottom:0;overflow-y:auto}.menu-open .mega-panel{max-height:none}.phone-pill span{display:none}.hero{min-height:480px}.hero:after{background:linear-gradient(180deg,rgba(244,248,251,.35),rgba(244,248,251,.35) 55%,rgba(244,248,251,.85))}.hero-inner{padding:44px 0 0}.hero h1{font-size:26px}.hero .lede,.hero h1,.savings-card{max-width:100%}.savings-card{padding:20px}.badge-row-hero{gap:12px 18px;padding:18px 0 24px}.stats-band{padding:28px 0}.stats-row{flex-direction:column;gap:16px;align-items:flex-start;max-width:280px;margin:0 auto}section{padding:40px 0}.section-head{margin-bottom:26px}.section-head h2{font-size:22px}.watermark{display:none}.steps{grid-template-columns:1fr;gap:30px}.steps-connector{display:none}.compare-grid{grid-template-columns:1fr;gap:16px}.compare-card.featured{order:-1;padding:28px 22px}.faq-grid,.testi-grid{grid-template-columns:1fr}.faq-grid{gap:26px}.faq-cta{align-items:stretch}.faq-cta .cta-btn{width:100%}.final-cta-card{grid-template-columns:1fr;border-radius:18px}.final-photo{min-height:200px}.final-copy{padding:26px}.final-copy h2{font-size:23px}.foot-grid{grid-template-columns:1fr;gap:20px}.sticky-cta{display:flex}body{padding-bottom:70px}}.funnel-shell{background:var(--off-white)}.funnel-header{background:var(--white);border-bottom:1px solid var(--border)}.funnel-header-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 0}.funnel-phone-pill{display:flex;align-items:center;gap:10px;background:var(--navy-900);color:#fff;padding:9px 18px;border-radius:40px;transition:background .15s ease}.funnel-phone-pill:hover{background:var(--navy-800)}.funnel-phone-pill .icon-wrap{width:26px;height:26px;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0}.funnel-phone-pill .icon-wrap svg{width:13px;height:13px;color:#fff}.funnel-phone-pill .call-content{display:flex;flex-direction:column;line-height:1.2}.funnel-phone-pill .call-label{font-size:10.5px;color:#b7c4d8}.funnel-phone-pill .call-number{font-size:13.5px;font-weight:700}.funnel-bnr{padding:56px 0 40px;text-align:center}.funnel-hdng h1{font-family:Sora,sans-serif;font-weight:800;font-size:38px;color:var(--navy-900);line-height:1.15;max-width:760px;margin:0 auto}.funnel-hdng h1 span{color:var(--accent-dark)}.funnel-hdng p{color:var(--muted);font-size:15px;margin-top:14px}.funnel-features{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;list-style:none;margin:28px 0 0;padding:0}.funnel-features li{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--navy-800)}.funnel-features .debt-icon{width:20px;height:20px;display:flex;align-items:center;justify-content:center;color:var(--accent-dark);flex-shrink:0}.funnel-features .debt-icon svg{width:18px;height:18px}.funnel-amount-wrap{max-width:520px;margin:36px auto 0;background:#fff;border:1px solid var(--border);border-radius:20px;padding:28px;box-shadow:var(--shadow-card)}.funnel-amount-list{display:flex;flex-direction:column;gap:10px}.funnel-amount-btn{width:100%;text-align:center;padding:15px;border:1.5px solid var(--border);border-radius:11px;background:#fff;font-weight:700;font-size:14.5px;color:var(--ink);cursor:pointer;transition:border-color .15s ease,background .15s ease}.funnel-amount-btn .accentpart{color:var(--accent-dark)}.funnel-amount-btn:hover{border-color:var(--accent)}.funnel-amount-btn.selected{border-color:var(--accent);background:rgba(18,183,106,.07)}.funnel-qualify-wrap{margin-top:18px}.funnel-qualify-btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;background:var(--border);color:var(--muted);font-weight:700;font-size:15px;padding:15px 20px;border-radius:11px;cursor:not-allowed;transition:background .15s ease,color .15s ease}.funnel-qualify-btn.enabled{background:var(--accent);color:#fff;cursor:pointer}.funnel-qualify-btn.enabled:hover{background:var(--accent-dark)}.funnel-qualify-btn svg{width:15px;height:15px}.funnel-fine{font-size:11.5px;color:var(--muted);text-align:center;margin-top:10px;font-style:italic}.funnel-rate-note{text-align:center;font-size:13px;color:var(--navy-800);font-weight:600;margin-top:30px}.funnel-badge-row{display:flex;align-items:center;justify-content:center;gap:26px;flex-wrap:wrap;margin-top:18px}.funnel-badge-item{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--muted)}.funnel-badge-item .fb-name{font-weight:700;color:var(--navy-900)}.funnel-badge-item .fb-stars{color:var(--accent);letter-spacing:1px}.funnel-scroll-arrow{display:flex;justify-content:center;margin-top:34px}.funnel-scroll-arrow a{width:42px;height:42px;border-radius:50%;border:1px solid var(--border);background:#fff;display:flex;align-items:center;justify-content:center;color:var(--accent-dark);transition:border-color .15s ease}.funnel-scroll-arrow a:hover{border-color:var(--accent)}.funnel-scroll-arrow svg{width:16px;height:16px}.funnel-note{font-size:12px;color:var(--muted);font-style:italic;margin-top:6px}@media (max-width:820px){.funnel-hdng h1{font-size:27px}.funnel-features{gap:16px 22px}.funnel-amount-wrap{padding:20px;margin:28px 16px 0}.funnel-badge-row{gap:16px}}.funnel-card{max-width:520px;margin:36px auto 0;background:#fff;border:1px solid var(--border);border-radius:20px;padding:28px;box-shadow:var(--shadow-card);text-align:left}.funnel-stepper{margin-bottom:26px}.fs-step,.funnel-stepper{display:flex;align-items:center}.fs-step{flex-direction:column;gap:6px;flex-shrink:0}.fs-dot{width:16px;height:16px;border-radius:50%;background:var(--white);border:2px solid var(--border);position:relative;transition:border-color .15s ease,background .15s ease}.fs-dot:after{content:"";position:absolute;inset:3px;border-radius:50%;background:transparent}.fs-step.fs-active .fs-dot{border-color:var(--accent-dark)}.fs-step.fs-active .fs-dot:after,.fs-step.fs-complete .fs-dot{background:var(--accent-dark)}.fs-step.fs-complete .fs-dot{border-color:var(--accent-dark)}.fs-label{font-size:10.5px;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:var(--muted);white-space:nowrap}.fs-step.fs-active .fs-label,.fs-step.fs-complete .fs-label{color:var(--navy-900)}.fs-line{flex:1 1;height:2px;background:var(--border);margin:0 6px 18px}.fs-line.fs-line-filled{background:var(--accent-dark)}.funnel-panel-title{font-family:Sora,sans-serif;font-weight:800;font-size:19px;color:var(--navy-900);text-align:center}.funnel-panel-sub{font-size:13px;color:var(--muted);text-align:center;margin-top:6px;margin-bottom:22px}.funnel-option-list{display:flex;flex-direction:column;gap:10px}.funnel-option-btn{width:100%;text-align:center;padding:15px;border:1.5px solid var(--border);border-radius:11px;background:#fff;font-weight:700;font-size:14px;color:var(--ink);cursor:pointer;transition:border-color .15s ease,background .15s ease}.funnel-option-btn:hover{border-color:var(--accent)}.funnel-option-btn.selected{border-color:var(--accent);background:rgba(18,183,106,.07)}.funnel-panel-footer{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:22px}.funnel-panel-footer .funnel-qualify-btn{flex:1 1}.funnel-back-btn{display:flex;align-items:center;gap:6px;background:var(--off-white);color:var(--navy-800);font-weight:700;font-size:13.5px;padding:13px 18px;border-radius:11px;flex-shrink:0;transition:background .15s ease}.funnel-back-btn:hover{background:var(--border)}.funnel-back-btn svg{width:13px;height:13px}.funnel-form{display:flex;flex-direction:column}.funnel-field-label{font-size:13px;font-weight:700;color:var(--navy-900);margin:14px 0 6px}.funnel-field-label:first-child{margin-top:0}.funnel-field-label .req{color:var(--accent-dark)}.funnel-field{position:relative;display:flex;align-items:center}.funnel-field input{width:100%;padding:13px 42px 13px 14px;border:1.5px solid var(--border);border-radius:10px;font-size:14px;font-family:Inter,sans-serif;color:var(--ink);background:#fff;transition:border-color .15s ease}.funnel-field input:focus{outline:none;border-color:var(--accent)}.funnel-field svg{position:absolute;right:13px;width:17px;height:17px;color:var(--muted);pointer-events:none}.funnel-consent{display:flex;align-items:flex-start;gap:10px;margin-top:18px;font-size:11.5px;line-height:1.55;color:var(--muted);cursor:pointer}.funnel-consent input{margin-top:2px;flex-shrink:0}.funnel-consent b{color:var(--navy-800)}.funnel-field.field-error input{border-color:#d64545}.funnel-field-error-msg{font-size:11.5px;color:#d64545;margin-top:4px}@media (max-width:820px){.funnel-card{margin:28px 16px 0;padding:20px}.fs-label{font-size:9px}}.thankyou-card{max-width:560px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:20px;padding:44px 36px;box-shadow:var(--shadow-card);text-align:center}.thankyou-icon{width:60px;height:60px;border-radius:50%;background:rgba(18,183,106,.12);display:flex;align-items:center;justify-content:center;margin:0 auto 20px}.thankyou-icon svg{width:30px;height:30px;color:var(--accent-dark)}.thankyou-title{font-family:Sora,sans-serif;font-weight:800;font-size:26px;color:var(--navy-900)}.thankyou-name{color:var(--accent-dark)}.thankyou-sub{font-size:14px;color:var(--muted);margin-top:12px;max-width:420px;margin-left:auto;margin-right:auto}.thankyou-steps{display:flex;flex-direction:column;gap:16px;text-align:left;margin-top:32px}.thankyou-step{display:flex;gap:14px;align-items:flex-start}.thankyou-step-num{width:26px;height:26px;border-radius:50%;background:var(--navy-900);color:#fff;font-family:Sora,sans-serif;font-weight:700;font-size:12.5px;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}.thankyou-step h3{font-size:14px;font-weight:700;color:var(--navy-900)}.thankyou-step p{font-size:12.5px;color:var(--muted);margin-top:2px}.thankyou-cta{margin-top:30px}@media (max-width:820px){.thankyou-card{padding:30px 22px;margin:0 16px}.thankyou-title{font-size:21px}}.page-hero{padding:56px 0;background:var(--white);border-bottom:1px solid var(--border)}.page-hero-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.page-hero-content{max-width:600px}.page-hero-content h1{font-size:36px;line-height:1.15;font-weight:800}.page-hero-content .accentpart{color:var(--accent-dark)}.page-hero-content p{color:var(--muted);font-size:15px;margin:16px 0 22px}.page-hero-rating{flex-shrink:0;background:var(--off-white);border:1px solid var(--border);border-radius:16px;padding:20px 26px;text-align:center;min-width:150px}.phr-label{display:block;font-size:11.5px;color:var(--muted);font-weight:600}.phr-score{font-family:Sora,sans-serif;font-weight:800;font-size:30px;color:var(--navy-900)}.phr-score,.phr-stars{display:block;margin-top:2px}.phr-stars{color:var(--accent);letter-spacing:1px;font-size:14px}.phr-sub{display:block;font-size:11px;color:var(--muted);margin-top:6px}.phr-sub b{color:var(--navy-800)}.pair-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:22px;gap:22px;max-width:980px;margin:0 auto}.content-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:28px}.content-card-muted{background:var(--off-white)}.card-eyebrow{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:8px}.content-card h4{font-size:18px;margin-bottom:14px}.content-card ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.content-card ul li{font-size:13.5px;color:var(--navy-800);padding-left:22px;position:relative}.content-card ul li:before{content:"";position:absolute;left:0;top:6px;width:8px;height:8px;border-radius:2px;background:var(--accent)}.content-card-muted ul li:before{background:var(--muted)}.steps-4{grid-template-columns:repeat(4,1fr)}.struggling-banner{background:var(--off-white);border:1px solid var(--border);border-radius:20px;padding:40px;text-align:center;max-width:720px;margin:0 auto}.struggling-banner h2{font-size:24px}.struggling-banner .accentpart{color:var(--accent-dark)}.struggling-banner p{color:var(--muted);font-size:14px;margin:12px 0 22px}.struggling-fine{font-size:12px;color:var(--muted);margin-top:14px}.fit-grid{display:grid;grid-template-columns:1fr 1.1fr;grid-gap:30px;gap:30px;align-items:center;max-width:1000px;margin:0 auto}.fit-photo{border-radius:20px;overflow:hidden;aspect-ratio:4/3}.fit-photo img{width:100%;height:100%;object-fit:cover;display:block}.fit-intro{font-size:13.5px;color:var(--navy-800);margin-bottom:14px;font-weight:600}.outcome-band{background:var(--navy-900);padding:50px 0}.outcome-inner{display:grid;grid-template-columns:1fr 1.3fr;grid-gap:36px;gap:36px;align-items:center}.outcome-photo{border-radius:18px;overflow:hidden;aspect-ratio:4/5}.outcome-photo img{width:100%;height:100%;object-fit:cover;display:block}.outcome-badge{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--accent);background:rgba(18,183,106,.14);padding:6px 13px;border-radius:20px;margin-bottom:14px}.outcome-copy h2{color:#fff;font-size:34px}.outcome-copy h2 .accentpart{color:var(--accent)}.outcome-quote{color:#c7d3e3;font-size:14.5px;font-style:italic;margin:14px 0 22px;max-width:440px}.outcome-stats{display:flex;gap:26px;flex-wrap:wrap}.outcome-stat{display:flex;flex-direction:column;gap:4px}.os-label{font-size:11.5px;color:#9fb2cb}.os-val{font-family:Sora,sans-serif;font-weight:800;font-size:20px;color:var(--accent)}.outcome-fine{font-size:11px;color:#7e90a9;margin-top:18px;font-style:italic}.tradeoff-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:18px;gap:18px;max-width:1100px;margin:0 auto}.tradeoff-grid .content-card{padding:22px}.tradeoff-grid .content-card h4{font-size:15px}.tradeoff-body{font-size:12.5px;color:var(--muted);margin-top:4px}@media (max-width:900px){.page-hero-inner{flex-direction:column;align-items:flex-start}.page-hero-rating{align-self:flex-start}.pair-grid,.steps-4{grid-template-columns:1fr}.steps-4{gap:30px}.fit-grid,.outcome-inner{grid-template-columns:1fr}.outcome-photo{aspect-ratio:16/9}.tradeoff-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.tradeoff-grid{grid-template-columns:1fr}.page-hero-content h1{font-size:26px}.struggling-banner{padding:26px 20px}}.rating-band{background:var(--off-white);border-bottom:1px solid var(--border);padding:30px 0}.rating-band-inner{justify-content:space-between;flex-wrap:wrap;gap:20px}.rating-band-inner,.rb-score{display:flex;align-items:center}.rb-score{gap:16px}.rb-num{font-family:Sora,sans-serif;font-weight:800;font-size:48px;color:var(--navy-900);line-height:1}.rb-stars{display:block;color:var(--accent);letter-spacing:2px;font-size:16px}.rb-count{display:block;font-size:12.5px;color:var(--muted);margin-top:2px}.rb-badges{display:flex;gap:22px;flex-wrap:wrap}.rb-badge{display:flex;align-items:center;gap:7px;font-size:13px;color:var(--navy-800);font-weight:600}.rb-badge svg{width:15px;height:15px;color:var(--accent)}.rb-badge .stars{color:var(--accent);letter-spacing:1px}.spotlight-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:22px;gap:22px;max-width:1080px;margin:0 auto}.spotlight-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:30px;display:flex;flex-direction:column;gap:14px}.spotlight-top{display:flex;align-items:center;gap:12px}.spotlight-quote{font-size:14.5px;color:var(--ink);line-height:1.65;flex-grow:1}.spotlight-stat{display:flex;flex-direction:column;gap:2px;padding-top:14px;border-top:1px dashed var(--border)}.ss-label{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}.ss-val{font-family:Sora,sans-serif;font-weight:800;font-size:22px;color:var(--accent-dark)}.spotlight-placeholder{border:1.5px dashed var(--border);background:var(--off-white)}.placeholder-tag{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:#b5453a;background:rgba(214,69,69,.1);padding:4px 10px;border-radius:20px;margin-bottom:2px;width:-moz-fit-content;width:fit-content}.spotlight-placeholder .spotlight-quote{color:var(--muted);font-style:italic}@media (max-width:900px){.spotlight-grid{grid-template-columns:1fr;max-width:480px}.rating-band-inner{justify-content:center;text-align:center;flex-direction:column}}.contact-split{display:grid;grid-template-columns:1.15fr 1fr;min-height:640px}.contact-info-col{display:flex;align-items:center;padding:60px 40px;background:var(--white)}.contact-info-inner{max-width:480px;margin:0 auto;width:100%}.contact-info-inner h1{font-size:32px;font-weight:800}.contact-sub{color:var(--muted);font-size:14.5px;margin-top:12px;line-height:1.6}.contact-quick{margin-top:26px;padding-bottom:24px;border-bottom:1px solid var(--border)}.contact-phone-line{display:flex;align-items:center;gap:10px;font-family:Sora,sans-serif;font-weight:700;font-size:21px;color:var(--navy-900)}.contact-phone-line svg{width:18px;height:18px;color:var(--accent);flex-shrink:0}.contact-form{margin-top:24px}.contact-form-row{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px}.funnel-field select{width:100%;padding:13px 42px 13px 14px;border:1.5px solid var(--border);border-radius:10px;font-size:14px;font-family:Inter,sans-serif;color:var(--ink);background:#fff;-webkit-appearance:none;-moz-appearance:none;appearance:none;cursor:pointer;transition:border-color .15s ease}.funnel-field select:focus{outline:none;border-color:var(--accent)}.funnel-field textarea{width:100%;padding:13px 14px;border:1.5px solid var(--border);border-radius:10px;font-size:14px;font-family:Inter,sans-serif;color:var(--ink);background:#fff;resize:vertical;min-height:110px;transition:border-color .15s ease}.funnel-field textarea:focus{outline:none;border-color:var(--accent)}.contact-photo-col{position:relative;min-height:400px}.contact-photo-col img{width:100%;height:100%;object-fit:cover;display:block;position:absolute;inset:0}#contactConfirm{display:block;margin-top:14px;color:var(--accent-dark);font-weight:600}@media (max-width:900px){.contact-split{grid-template-columns:1fr}.contact-info-col{padding:40px 20px;order:2}.contact-photo-col{min-height:260px;order:1}.contact-form-row{grid-template-columns:1fr}}.portal-shell{background:var(--off-white);min-height:100vh}.portal-header{background:#fff;border-bottom:1px solid var(--border)}.portal-header-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 0}.portal-signout{font-size:13.5px;color:var(--muted);font-weight:600;transition:color .15s ease}.portal-signout:hover{color:var(--navy-900)}.portal-nav{background:#fff;border-bottom:1px solid var(--border)}.portal-nav-inner{display:flex;gap:28px;overflow-x:auto}.portal-nav-link{padding:14px 2px;font-size:13.5px;font-weight:600;color:var(--muted);border-bottom:2px solid transparent;white-space:nowrap;transition:color .15s ease,border-color .15s ease}.portal-nav-link:hover{color:var(--navy-800)}.portal-nav-link.active{color:var(--navy-900);border-bottom-color:var(--accent)}.portal-main{padding:44px 0 70px}.portal-title{font-size:26px;font-weight:800}.portal-sub{color:var(--muted);font-size:14px;margin-top:6px}.portal-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:24px 26px;margin-top:20px}.portal-card:first-of-type{margin-top:28px}.portal-card h4{font-size:15px;font-weight:700}.portal-card-row{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.portal-card-row a{color:var(--accent-dark);font-weight:700;font-size:13px}.portal-card-row a:hover{text-decoration:underline}.portal-note{color:var(--muted);font-size:13px}.portal-stat-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px;margin-top:20px}.portal-stat-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:20px 22px}.portal-stat-label{font-size:12px;color:var(--muted);font-weight:600}.portal-stat-value{font-family:Sora,sans-serif;font-weight:800;font-size:24px;color:var(--navy-900);margin-top:4px}.portal-stat-value.accent{color:var(--accent-dark)}.portal-list-row{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--border);gap:16px}.portal-list-row:last-child{border-bottom:none;padding-bottom:0}.portal-list-row:first-child{padding-top:0}.portal-list-label{font-size:13.5px;color:var(--navy-800);font-weight:600}.portal-list-sub{font-size:11.5px;color:var(--muted);margin-top:2px;max-width:420px}.portal-list-value{font-family:Sora,sans-serif;font-weight:700;font-size:14.5px;color:var(--navy-900);white-space:nowrap}.portal-list-value.total{font-size:17px}.portal-list-value.accent{color:var(--accent-dark)}.portal-debt-name{font-family:Sora,sans-serif;font-weight:700;font-size:15px;color:var(--navy-900)}.portal-debt-name .muted{font-family:Inter,sans-serif;font-weight:400;color:var(--muted);font-size:13px}.portal-pill{display:inline-block;font-size:11px;font-weight:700;color:var(--navy-800);background:var(--off-white);border-radius:20px;padding:4px 11px;margin-top:6px}.portal-pill.scheduled{color:var(--accent-dark);background:rgba(18,183,106,.1)}.portal-empty{text-align:center;padding:10px 4px}.portal-empty h4{font-size:15.5px;margin-bottom:8px}.portal-empty p{color:var(--muted);font-size:13.5px;max-width:440px;margin:0 auto}.portal-upload-btn{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:#fff;font-weight:700;font-size:14px;padding:12px 20px;border-radius:10px;margin-top:14px;transition:background .15s ease}.portal-upload-btn:hover{background:var(--accent-dark)}.portal-login-wrap{max-width:520px;margin:60px auto 0;padding:0 20px}.portal-login-title{font-size:26px;font-weight:800}.portal-login-sub{color:var(--muted);font-size:14px;margin-top:8px}.portal-login-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:26px;margin-top:24px}.portal-login-card h4{font-size:15.5px;margin-bottom:8px}.portal-login-card p{color:var(--muted);font-size:13.5px}.portal-field-label{font-size:13px;font-weight:700;color:var(--navy-900);margin:16px 0 6px;display:block}.portal-input{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:10px;font-size:14px;font-family:Inter,sans-serif;color:var(--ink);transition:border-color .15s ease}.portal-input:focus{outline:none;border-color:var(--accent)}.portal-continue-btn{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:#fff;font-weight:700;font-size:14px;padding:12px 22px;border-radius:10px;margin-top:16px;transition:background .15s ease}.portal-continue-btn:hover{background:var(--accent-dark)}.portal-login-footer{text-align:center;color:var(--muted);font-size:13px;margin-top:34px}.portal-login-footer b{color:var(--navy-800)}@media (max-width:640px){.portal-stat-grid{grid-template-columns:1fr}.portal-nav-inner{gap:20px}}.esign-container{background:var(--off-white);min-height:100vh}.esign-main{padding:44px 0 70px}.esign-title{font-size:26px;font-weight:800}.esign-sub{color:var(--muted);font-size:14px;margin-top:8px}.esign-zip{background:#fff;border:1px solid var(--border);border-radius:16px;padding:30px;margin:28px auto 0;max-width:460px}.esign-zip-card p{color:var(--muted);font-size:13.5px;margin-bottom:16px}.esign-step1-head{text-align:center;max-width:460px;margin:0 auto}.esign-consent{background:#fff;border:1px solid var(--border);border-radius:16px;padding:30px;margin-top:28px}.esign-consent-card h4{font-size:16px;margin-bottom:14px}.esign-consent-list{list-style:none;margin:0 0 22px;padding:0;display:flex;flex-direction:column;gap:12px}.esign-consent-list li{font-size:13.5px;color:var(--navy-800);line-height:1.6;padding-left:20px;position:relative}.esign-consent-list li:before{content:"";position:absolute;left:0;top:7px;width:6px;height:6px;border-radius:50%;background:var(--accent)}.esign-consent-check,.esign-consent-list b{color:var(--navy-900)}.esign-consent-check{display:flex;align-items:flex-start;gap:10px;font-size:14px;cursor:pointer;margin-bottom:20px}.esign-consent-check input{margin-top:3px;flex-shrink:0;width:16px;height:16px}.esign-doc-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:24px 26px;margin-top:20px}.esign-doc-card:first-of-type{margin-top:28px}.esign-doc-card h4{font-size:15.5px;margin-bottom:12px}.esign-doc-viewer{background:var(--off-white);border:1px solid var(--border);border-radius:10px;padding:18px 20px;max-height:280px;overflow-y:auto;font-family:Inter,monospace;font-size:12.5px;line-height:1.7;color:var(--navy-800);white-space:pre-wrap}.esign-doc-viewer::-webkit-scrollbar{width:8px}.esign-doc-viewer::-webkit-scrollbar-thumb{background:var(--border);border-radius:4px}.esign-doc-draft-flag{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:#b5453a;background:rgba(214,69,69,.1);padding:4px 10px;border-radius:20px;margin-bottom:10px}.esign-sig-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:26px;margin-top:20px}.esign-sig-card h4{font-size:16px;margin-bottom:16px}.esign-sig-toggle{display:flex;gap:8px;margin-bottom:16px}.esign-sig-toggle button{padding:9px 20px;border-radius:8px;font-size:13.5px;font-weight:700;border:1.5px solid var(--border);color:var(--muted);background:#fff}.esign-sig-toggle button.active{background:var(--navy-900);border-color:var(--navy-900);color:#fff}.esign-sig-draw-wrap{border:1.5px dashed var(--border);border-radius:10px;margin-bottom:14px;overflow:hidden;position:relative}#sigCanvas{display:block;width:100%;height:180px;cursor:crosshair;touch-action:none}.esign-sig-clear{position:absolute;top:10px;right:12px;font-size:12px;font-weight:700;color:var(--muted);background:#fff;border:1px solid var(--border);border-radius:20px;padding:5px 12px}.esign-sig-clear:hover{color:var(--navy-800);border-color:var(--muted)}.esign-sig-input{width:100%;padding:14px 16px;border:1.5px solid var(--border);border-radius:10px;font-size:15px;font-family:Inter,sans-serif;color:var(--ink);margin-bottom:14px}.esign-sig-input:focus{outline:none;border-color:var(--accent)}.esign-sig-preview{border:1.5px dashed var(--border);border-radius:10px;padding:26px;text-align:center;color:var(--muted);font-size:13px;margin-bottom:20px;min-height:64px;display:flex;align-items:center;justify-content:center}.esign-sign-btn{width:100%;background:var(--accent);color:#fff;font-weight:700;font-size:15px;padding:15px 20px;border-radius:11px;transition:background .15s ease}.esign-sign-btn:hover{background:var(--accent-dark)}.esign-decline{display:block;text-align:center;font-size:12.5px;color:var(--muted);margin-top:14px}.esign-decline:hover{color:var(--navy-800);text-decoration:underline}.esign-apply-note{font-size:12px;color:var(--muted);text-align:center;margin-top:16px}@media (max-width:640px){.esign-doc-viewer{max-height:220px}}.portal-pill.good{background:#e9f8f0;color:var(--accent-dark)}.portal-pill.attention{background:#fdf3e3;color:#b26a00}button.portal-signout{background:none;border:none;cursor:pointer;padding:0;font-family:inherit}.esign-error,.portal-error{color:#b42318;font-size:14px;margin:10px 0 0}.portal-plain-link{background:none;border:none;cursor:pointer;padding:0;font-family:inherit;font-size:14px;color:var(--accent-dark);font-weight:600}.portal-download-link{color:var(--accent-dark);font-weight:700;font-size:13px}.esign-sig-preview{font-family:Brush Script MT,Segoe Script,Snell Roundhand,cursive;font-size:30px;color:var(--navy-900)}.esign-sig-preview .placeholder{font-family:Inter,sans-serif;font-size:13px;color:var(--muted)}.agreement-doc{background:#ffffff;border:1px solid #e1e8f0;border-radius:10px;box-shadow:0 10px 30px rgba(19,32,56,.08);padding:4px 52px 36px;margin:20px 0 0}.agreement-section-first{padding-top:24px}.agreement-section+.agreement-section{margin-top:28px;border-top:1px solid #e9eef5;padding-top:28px}.agreement-section h3{font-size:19px;line-height:1.3;color:var(--ink);margin:0 0 12px}.agreement-body{font-size:14.5px;line-height:1.75;color:#253652}.agreement-body p{margin:0 0 12px}@media (max-width:700px){.agreement-doc{padding:4px 16px 24px}.agreement-body table{width:100%}.agreement-body td,.agreement-body th{white-space:normal!important;font-size:13px!important;padding:7px 9px!important}}.esign-adopt-row{display:flex;gap:14px;align-items:stretch}.esign-adopt-main{flex:1 1;min-width:0;display:flex;flex-direction:column}.esign-adopt-side{width:220px;flex:none;display:flex;flex-direction:column}.esign-adopt-row .esign-sig-preview{flex:1 1;display:flex;align-items:center;justify-content:center}.esign-adopt-label{font-size:12px;font-weight:700;letter-spacing:.04em;color:var(--muted);text-transform:uppercase;margin:10px 0 6px}.esign-initials-preview{font-size:24px}@media (max-width:700px){.esign-adopt-row{flex-direction:column}.esign-adopt-side{width:100%}}.esign-sign-btn:disabled{background:#e4ebf3;color:#8fa2bc;cursor:not-allowed;box-shadow:none}.error-page{flex-direction:column;justify-content:center;gap:16px;padding:72px 20px 48px;text-align:center}.error-code-row,.error-page{display:flex;align-items:center}.error-code-row{gap:22px}.error-code{font-family:Sora,system-ui,sans-serif;font-size:46px;font-weight:800;color:var(--navy-900);line-height:1}.error-divider{width:1px;height:48px;background:var(--border)}.error-message{font-size:19px;color:var(--ink)}.error-help{font-size:15px;color:var(--muted);margin:0}.error-retry{padding:12px 26px;background:var(--accent);color:#fff;border:none;border-radius:999px;font-size:15px;font-weight:600;cursor:pointer}.error-retry:hover{background:var(--accent-dark)}@media (max-width:520px){.error-code-row{flex-direction:column;gap:12px}.error-divider{width:48px;height:1px}}.emblem{gap:4px}.portal-new-chip{background:var(--accent);color:#fff;font-size:10px;font-weight:700;letter-spacing:.04em;border-radius:999px;padding:1px 7px;text-transform:uppercase;margin-left:6px}.score-wrap{display:flex;align-items:center;gap:22px;margin:4px 0 18px}.score-num{font-family:Sora,sans-serif;font-size:44px;font-weight:800;color:var(--navy-900);line-height:1}.score-meta{flex:1 1;max-width:420px}.score-model{font-size:12px;font-weight:700;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}.score-band{position:relative;height:9px;border-radius:6px;margin-top:9px;background:linear-gradient(90deg,#e5484d 0,#f5a524 40%,#8fce62 70%,var(--accent) 100%)}.score-dot{position:absolute;top:-4px;width:16px;height:16px;border-radius:50%;background:#fff;border:4px solid var(--navy-900);transform:translateX(-50%)}.score-ends{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);margin-top:5px}.report-facts{display:flex;border:1px solid var(--border);border-radius:12px;overflow:hidden;margin-bottom:18px}.report-fact{flex:1 1;padding:11px 16px;border-right:1px solid var(--border)}.report-fact:last-child{border-right:none}.rf-label{font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}.rf-value{font-size:14.5px;font-weight:700;color:var(--navy-900);margin-top:2px}.portal-btn{display:inline-flex;align-items:center;justify-content:center;background:var(--accent);color:#fff;font-weight:700;font-size:14px;padding:11px 22px;border-radius:10px}.portal-btn.secondary{background:#fff;color:var(--accent-dark);border:1.5px solid var(--accent)}.btn-row{display:flex;gap:10px;flex-wrap:wrap}.report-frame{margin-top:18px;border:1px solid var(--border);border-radius:12px;background:#fff;overflow:hidden}.report-frame-bar{display:flex;justify-content:space-between;align-items:center;padding:10px 16px;border-bottom:1px solid var(--border);background:#f9fbfd;font-size:12.5px;color:var(--muted);font-weight:600}.report-frame-embed{display:block;width:100%;height:560px;border:none;background:#fff}.history-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--border);font-size:13.5px}.history-row:last-of-type{border-bottom:none}.history-row a{color:var(--accent-dark);font-weight:600}